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HDFC Bank
HDFC Bank was incorporated in India in August 1994 after the Reserve Bank of India permitted establishment of Banks in the Private Sector. HDFC was promoted by the Housing Development Finance Corporation. Banking operations were commenced by HDFC Bank in 1995. Two Banks have been merged with HDFC Bank since its inception. In 2000 Times Bank Limited was merged with HDFC Bank. Times Bank Ltd was promoted by Bennet Coleman. In 2008 Centurion Bank of Punjab was acquired by HDFC Bank. These acquisitions increased its total number of Branches to more than 1000, and HDFC Bank acquired a base of Rs. 1,22,000 crores , and Advances exceeding Rs.89,000 crores. Consequent to this the Balance Sheet reflects excess of Rs. 1,69,000 crores. HDFC Bank reported Profits of Rs. 3900 crores in 2010-11 – an increase of 33% over the previous year.
HDFC Bank covers the following activities in its Banking operation:
WHOLESALE Banking Services ; RETAIL Banking Services ; TREASURY ;
HDFC Bank has to its credit – the issuance of the First DEBIT Card in India, supported by VISA. By March 2009 total CARD Base of HDFC Bank exceeded 1.3 million. HDFC Bank is also in Foreign Exchange operation .
HDFC Bank has its Headquarter in Mumbai and has a network of about 2000 Branches in 996 Towns, and more than 5000 ATMs. All Branches are linked on ‘ real time’ basis
HDFC Bank is one of the FOUR BIG BANKS in India - State Bank of India , Punjab National Bank , ICICI and HDFC Bank.
Hdfc Bank Ltd Details:
IFSC Code of Banks In India